{"id":4428,"date":"2022-06-10T08:30:59","date_gmt":"2022-06-10T08:30:59","guid":{"rendered":"https:\/\/energycasino.com\/blog\/?p=4428"},"modified":"2023-03-16T08:38:38","modified_gmt":"2023-03-16T08:38:38","slug":"what-is-insurance-in-blackjack","status":"publish","type":"post","link":"https:\/\/energycasino72.com\/blog\/en\/blackjack\/what-is-insurance-in-blackjack\/","title":{"rendered":"What Is Insurance In Blackjack?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_45_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69d02964713ca\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d02964713ca\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/energycasino72.com\/blog\/en\/blackjack\/what-is-insurance-in-blackjack\/#Blackjack_Bets\" title=\"Blackjack Bets\">Blackjack Bets<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/energycasino72.com\/blog\/en\/blackjack\/what-is-insurance-in-blackjack\/#Blackjack_Insurance_Bet\" title=\"Blackjack Insurance Bet\">Blackjack Insurance Bet<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/energycasino72.com\/blog\/en\/blackjack\/what-is-insurance-in-blackjack\/#When_To_Take_Insurance\" title=\"When To Take Insurance\">When To Take Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/energycasino72.com\/blog\/en\/blackjack\/what-is-insurance-in-blackjack\/#Insurance_And_The_House_Edge\" title=\"Insurance And The House Edge\">Insurance And The House Edge<\/a><\/li><\/ul><\/nav><\/div>\n<p>Insurance is an optional <a class=\"Ink orange\" href=\"\/en\/table-games\/blackjack\">blackjack<\/a> bet that is available when the dealer\u2019s upcard is an ace, and the dealer hasn\u2019t checked for blackjack yet. Not all tables offer Insurance but those that do allow players an opportunity to hedge their wager against the house coming out on top with a blackjack. Basic strategy offers a glimpse into the optimal scenarios for hitting, standing and splitting, but when should you think about taking Insurance? This guide will cover everything you need to know about blackjack Insurance and when you should consider taking this bet.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Blackjack_Bets\"><\/span>Blackjack Bets<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Blackjack is a popular casino game with easy-to-follow rules. The game\u2019s objective is to beat the house by forming a hand with a value that\u2019s closest to 21 without going over it. All cards take their face value, and J, Q, and K are all 10 points each. The ace can be 11 points or just one, depending on the hand\u2019s total value. If having the ace at 11 will push the hand over 21, then it will count as one.<\/p>\n<p>Online blackjack tables have a limited betting window, usually only a few seconds. Aside from the main bet, online tables offer the option to place a side bet (or several) as well, such as the Any Pair, Hot 3, Bust It and 21+3 side bets. When betting time is over, players who made a bet will be dealt two cards face up, and the dealer receives one card face up (upcard) and a second card face down (hole card). Since players know their cards, they must use the dealer\u2019s upcard to estimate the probability of winning with their hand.<\/p>\n<p>After the initial cards have been dealt, the player will be the first to act \u2014 hit, stand, split or double down. Hitting draws another card, while standing keeps the hand as is and ends the turn. Splitting is only available on pairs or same-value cards (like 10-J, for example). Doubling down will double the wager in exchange for only one additional card, after which the player\u2019s turn ends. Tables also offer the option to take Insurance or, more rarely, to surrender. Surrendering forfeits the hand in return for half the wager, and Insurance is a safety net (at the cost of half the original wager) if the dealer has blackjack.<\/p>\n<p>Pretty simple, right? Don\u2019t take the simplicity for granted \u2014 this game is packed with strategy!<\/p>\n<p>&nbsp;<\/p>\n<div style=\"text-align: center;\"><a style=\"text-transform: uppercase; background-color: #ffdd00 !important; font-weight: 800; color: currentcolor; padding: 15px 30px; width: 100%; border-radius: 8px;\" href=\"https:\/\/energycasino.com\/en#action:user.register\">Register<\/a><\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Blackjack_Insurance_Bet\"><\/span>Blackjack Insurance Bet<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In short, Insurance is a bit of protection offered to the player when the dealer shows an ace and before the dealer checks for blackjack on their second card. This optional bet is usually set at half the original wager and pays out 2:1 if the dealer has blackjack.<\/p>\n<p>The blackjack Insurance bet will appear when it\u2019s time to make a move, unlike a side bet, and this wager is only available after the initial cards have been dealt. Since the player always makes the first move, they must use their two cards and mathematical probability to gauge how likely the dealer is to hit 21 and whether their hand is worth playing.<\/p>\n<p>Unlike splitting and doubling down, the Insurance bet doesn\u2019t have clean-cut, defined instances when a player should or shouldn\u2019t take the wager. Instead, there are a few conditions to take into account when considering taking the Insurance bet. Let\u2019s take a closer look.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"When_To_Take_Insurance\"><\/span>When To Take Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Whether or not you should take Insurance depends on the number of decks played, the number of ten-valued cards and the remainder of non-ten cards in the deck(s).<\/p>\n<ul>\n<li>In a one-deck game, skilled players may deduce the odds of the dealer making blackjack by keeping track of how many ten-point value cards are left in the deck.<\/li>\n<li>In a land-based casino, when you have a blackjack and the dealer&#8217;s upcard is an ace, you can take even money (not recommended), but you can never place an Insurance bet on a blackjack. Unlike their brick-and-mortar counterparts, online casinos offer Insurance even if you have blackjack.<\/li>\n<li>As the number of decks in a shoe increases, the viability of the Insurance bet decreases.<\/li>\n<li>Some players argue that Insurance on a multi-deck game is advantageous; however, Insurance bets brings less money in the long run.<\/li>\n<li>Online tables are often played with a six or eight-deck shoe, which is periodically cut and shuffled. The muck is also incorporated back into the shoe, meaning that card counters and advantage players lose out by default.<\/li>\n<li>If you have a weak hand, like 14 or 15, you will likely lose the round; thus, the Insurance bet won\u2019t make a difference.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<div style=\"text-align: center;\"><a style=\"text-transform: uppercase; background-color: #ffdd00 !important; font-weight: 800; color: currentcolor; padding: 15px 30px; width: 100%; border-radius: 8px;\" href=\"https:\/\/energycasino.com\/en#action:user.register\">Register<\/a><\/div>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Insurance_And_The_House_Edge\"><\/span>Insurance And The House Edge<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The house edge in blackjack is one of the lowest among all casino games, standing at just about 0.5%. With the Insurance bet, the house advantage will increase and vary depending on the number of decks in the shoes. For example, a single-deck show will have an edge of 5.88% on Insurance, and a six-deck shoe will sit at 7.39%. <a class=\"Ink orange\" href=\"{base_url}\/en\/\">Online casino<\/a> tables typically use an eight-deck shoe, which bumps the edge up to a whopping 7.47%. Even though the Insurance bet is there to help the player break even when the dealer is off to a good start, it is evidently quite disadvantageous to the player.<\/p>\n<p>Skilled blackjack players may still see some success when taking the Insurance bet or another side bet, but players are advised against placing this bet in all circumstances. Empirical evidence points to an increased house advantage on this bet and a loss of profitability over the long term.<\/p>\n<p>Don\u2019t forget that regardless of the house rules or strategy you choose to play, there is no method out there that guarantees a win. Basic strategy is a great place to start, but there are as many approaches to playing blackjack as there are players! Before you get started, make sure to have a look at the table rules, payouts and side bet odds to help you make the most of your gameplay while managing your bankroll responsibly.<\/p>\n<p>&nbsp;<\/p>\n<div style=\"text-align: center;\"><a style=\"text-transform: uppercase; background-color: #ffdd00 !important; font-weight: 800; color: currentcolor; padding: 15px 30px; width: 100%; border-radius: 8px;\" href=\"https:\/\/energycasino.com\/en#action:user.register\">Register<\/a><\/div>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance is an optional blackjack bet that is available when the dealer\u2019s upcard is an ace, and the dealer hasn\u2019t checked for blackjack yet. Not all tables offer Insurance but those that do allow players an opportunity to hedge their wager against the house coming out on top with a blackjack. Basic strategy offers a [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[78],"tags":[],"class_list":["post-4428","post","type-post","status-publish","format-standard","hentry","category-blackjack"],"acf":[],"_links":{"self":[{"href":"https:\/\/energycasino72.com\/blog\/en\/wp-json\/wp\/v2\/posts\/4428"}],"collection":[{"href":"https:\/\/energycasino72.com\/blog\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/energycasino72.com\/blog\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/energycasino72.com\/blog\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/energycasino72.com\/blog\/en\/wp-json\/wp\/v2\/comments?post=4428"}],"version-history":[{"count":0,"href":"https:\/\/energycasino72.com\/blog\/en\/wp-json\/wp\/v2\/posts\/4428\/revisions"}],"wp:attachment":[{"href":"https:\/\/energycasino72.com\/blog\/en\/wp-json\/wp\/v2\/media?parent=4428"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/energycasino72.com\/blog\/en\/wp-json\/wp\/v2\/categories?post=4428"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/energycasino72.com\/blog\/en\/wp-json\/wp\/v2\/tags?post=4428"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}